Should
you decide not to purchase our insurance, you must provide us with
details of your alternative insurance with your final payment.
The schedule of the cover below sets out a summary of the cover
provided by our tailored insurance. The cover is underwritten by
Travel & General Insurance Company plc, except for Section K (Legal
expenses), which is underwritten by DAS Legal Expenses Insurance
Company Limited. Both insurers are authorised and regulated by
the Financial Services Authority.
Premiums per insured person
(Inclusive of 17.5% Insurance Premium Tax)
Up to 5 days |
£80 |
Up to 10 days |
£90 |
Up to 17 days |
£110 |
Up to 24 days |
£130 |
Up to 31 days |
£140 |
Additional Week |
£28 |
Important declaration An
insurance policy can only provide cover in respect of an event/occurrence
which is sudden, unforeseen and beyond your reasonable control.
Therefore any facts known to you, which could possibly result in
you having to make a claim, must be disclosed, otherwise you may
not be covered.
In particular, you must
be able to make the following declaration for yourself and anyone
travelling with you:
As far as I know neither
I, nor my travelling companion(s), nor immediate family, nor business
associate(s), nor anyone I am visiting, nor anyone else for whom
I would expect to be covered:
1) are waiting for or has the knowledge of the need for an operation,
hospital consultation or any other hospital treatment or investigations
including the results of a routine test;
2) have been seen by a specialist or been admitted to a hospital overnight in
the last 12 months (other than for regular check ups);
3) have received treatment, or are waiting to receive treatment, including regular
medication, within the last 5 years;
4) have any pre-existing and on-going medical condition that could reasonably
be anticipated to give rise to a complication needing medical intervention prior
to or during a journey (if in doubt check with your general practitioner);
5) have been diagnosed by a registered general practitioner as having a terminal
condition;
6) know of any circumstances that could be reasonably expected to give rise to
a claim under this policy.
If you cannot make this declaration
when you take out the insurance, you must contact Healthcheck on
(0845) 408 0585
cont... |
|
Single trip policy Schedule of cover |
Section
Standard Cover |
Sum insured per person
|
Excess
per
Person |
A. Cancellation and curtailment charges |
Up to £5,000 |
£50 |
B. Emergency medical repatriation and
associated expenses abroad
Hospital benefit |
Up to £2,000,000
£20 for each 24-hour period to a maximum of £500 |
£50
Nil |
C. Emergency assistance in the UK |
Up tp £2,000 |
£50 |
D. Personal accident |
Up to £15,000 (age limits apply) |
£50 |
E. Travel delay
Missed departure
Missed connection |
£20 first 12 hours and £10 each
subsequent 12 hours to maximum of £100
Up to £750
Up to £750 |
Nil
£50
£50 |
F. Personal posessions
Delayed baggage (after 12 hours)
Travel money |
Up to £1,500
Up to £100
Up to £500 |
£50
Nil
£50 |
G. Personal money |
Up to £200 |
£50 |
H. Hijack |
£50 for each 24-hour period to a maximum
of £500 |
Nil |
I. Mugging |
£50 for each 24-hour period to
a maximum of £500 |
Nil |
J. Personal liability |
Up to £1,000,000 |
£250 |
K. Legal expenses |
Up to £25,000 |
Nil |
Optional Cover (available on
payment of additional premium) |
• Business travel cover
• Golf cover
• Scuba cover
• Winter sports cover
• Adventure activities |
|
|
|
|
A policy document
that fully defines the cover, conditions and exclusions
will be sent to you with your booking confirmation. When
you receive your policy, please take the time to read
it carefully to ensure you understand what is and what
is not covered, and that all activities that you may
wish to participate in are included. If it does not meet
your requirements, please return the policy, proof of
premium and any other relevant documents to us within
14 days of receipt and we will refund the premium in
full, provided you have not travelled or made a claim.
Failure to comply
with the terms & conditions of the policy may result
in cover being restricted.
WHAT TO DO IF YOU NEED TO MAKE A CLAIM.
For all claims other than emergency medical and
curtailment claims, please contact:
CLAIMS INTERNATIONAL
14th Floor,
Leon House
201-241 High Street
Croydon
CR9 1ER |
|
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